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ST. PARIS, Ohio, July 31, 2025 ~ In the heart of Champaign County, Ohio, a new company is making waves with its unique approach to serving the community. Top Spark Provisions LLC, founded by lifelong Ohioan Matt Carter, is not your typical insurance company. Carter, who is also a First Sergeant in the Ohio Army National Guard and a dedicated member and District Commander of the Veterans of Foreign Wars (VFW), has made it his mission to redefine what it means to serve.
Carter's company, launched in 2022 from his home base on Idle Road in St. Paris, partners with Globe Life Family Heritage Division to provide supplemental health policies and whole life coverage. But Top Spark Provisions goes beyond traditional insurance coverage by addressing the indirect costs of medical emergencies that can often catch families off guard.
"Regular insurance doesn't always cover the stuff that sneaks up on you," Carter explained. "We make sure families can manage the bills, copays, lost wages, travel costs—even childcare." Whether it's cancer, a heart attack, stroke, accident, ICU stay, or funeral planning, Top Spark is designed to meet people where they are with direct cash benefits and customized support.
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Carter's background in business administration and years in retail management have prepared him for this venture. But it's his military career that has truly shaped his approach to business. As a First Sergeant in the Army National Guard for over two decades and still counting, Carter continues to train, mentor and protect others. These values of accountability, preparation and compassion are also at the core of his business practices.
"We're not just selling insurance—we're offering a safety net built on service," Carter emphasized. "When someone calls us, it's often during the most challenging moments of their life. We're building something that matters," he continued. "It's not about the paperwork—it's about people. And that's always been my mission."
Top Spark Provisions' reputation is quickly growing as more families across Ohio recognize the company not just as a provider, but as a partner. Carter's clients have a long-term relationship with Top Spark, knowing that they can count on the company for the next 20 years and beyond.
"We're here for you for the next 20 years and beyond," Carter assured. "When you need something as life changes and your family grows, you call me, and I'll be here." For more information on Top Spark Provisions and their services, visit www.topsparkteam.com.
As Carter continues to serve his community through his military service and business endeavors, he hopes to inspire others to redefine what it means to serve. His dedication to his family, soldiers, clients, and fellow VFW members is a testament to his unwavering commitment to making a difference in people's lives.
Carter's company, launched in 2022 from his home base on Idle Road in St. Paris, partners with Globe Life Family Heritage Division to provide supplemental health policies and whole life coverage. But Top Spark Provisions goes beyond traditional insurance coverage by addressing the indirect costs of medical emergencies that can often catch families off guard.
"Regular insurance doesn't always cover the stuff that sneaks up on you," Carter explained. "We make sure families can manage the bills, copays, lost wages, travel costs—even childcare." Whether it's cancer, a heart attack, stroke, accident, ICU stay, or funeral planning, Top Spark is designed to meet people where they are with direct cash benefits and customized support.
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Carter's background in business administration and years in retail management have prepared him for this venture. But it's his military career that has truly shaped his approach to business. As a First Sergeant in the Army National Guard for over two decades and still counting, Carter continues to train, mentor and protect others. These values of accountability, preparation and compassion are also at the core of his business practices.
"We're not just selling insurance—we're offering a safety net built on service," Carter emphasized. "When someone calls us, it's often during the most challenging moments of their life. We're building something that matters," he continued. "It's not about the paperwork—it's about people. And that's always been my mission."
Top Spark Provisions' reputation is quickly growing as more families across Ohio recognize the company not just as a provider, but as a partner. Carter's clients have a long-term relationship with Top Spark, knowing that they can count on the company for the next 20 years and beyond.
"We're here for you for the next 20 years and beyond," Carter assured. "When you need something as life changes and your family grows, you call me, and I'll be here." For more information on Top Spark Provisions and their services, visit www.topsparkteam.com.
As Carter continues to serve his community through his military service and business endeavors, he hopes to inspire others to redefine what it means to serve. His dedication to his family, soldiers, clients, and fellow VFW members is a testament to his unwavering commitment to making a difference in people's lives.
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